Speaker topics


Seven Financial Mistakes Most Women
Make… and How to Avoid them

Most of us make financial mistakes. Oddly, though, there is a difference in the kind of errors that women and men are apt to make. Maybe it’s got something to do with the fact that women live longer than men. Maybe it’s because women increasingly are in charge of household finances but are insecure about their financial knowledge. Whatever the reason, women do tend to look at personal finances in a way that’s different from men. And so where women tend to go astray in matters of money management also tends to differ somewhat from where men go astray. Trouble is, these errors can derail your plans completely – perhaps shrinking your nest-egg or even delaying your retirement for years.

Some of these mistakes are very hard to see, because they arise from a lack of knowledge. And, it’s always hard to know what you don’t know. So in this presentation, I want to put that right. Once you know the problem, you can work out a solution. I’ve narrowed the list down to the seven most common financial errors I’ve seen women make. And I’ve suggested some solutions for each one.

  1. Putting your money in the bank
  2. Too many cooks in the kitchen
  3. Rolling the dice on an advisor
  4. Waiting until you have bags of money
  5. Buying only mutual funds
  6. Buying insurance investment products
  7. Living beyond your means


The Six Secrets of Financial Success
That Every Woman Must Know

Most women have at least some idea of the life they want to lead: Good health, a beautiful home, a loving family, and a financially secure retirement that lets you will never outlive your savings. To many women, this seems like only a distant dream. But it needn’t be. In this presentation, I’ll outline the six secrets to financial success that every woman must know…and every woman can master.

  1. Create tax-free dollars.
  2. For investments that are not tax-free, deduct, defer, diminish, and divide to create the most tax-efficient plan possible.
  3. Keep your finances intact should your marriage break down.
  4. Mitigate the “risk” of longevity.
  5. Minimized investment costs.
  6. Good advice doesn’t cost, it pays


How to Avoid Getting Ripped
Off by Your Financial Advisor

Most women don’t get ripped off by their financial advisor, nor for that matter neither do most men. The majority of my clients are women, so as you would guess most of the “ripoffs” that I’ve seen personally were perpetrated on women. It isn’t that I necessarily think that women are ripped off more frequently, but rather my experience tells me that women are more likely to heed the advice than men.

I’m going to give you a list of things (or situations) to watch out for, even if your advisor is a good friend. In fact, if your trusted advisor is a friend, it likely just means that a ripoff would not be as a result of the advisor’s lack of integrity, but rather as a result of the advisor’s lack of knowledge. While very few advisors would be likely to commit what would be defined as a “crime,” some advisors seem to justify their actions by arguing, “Well, I have to make a living.” Really! I’ve never been too impressed with some people’s sense of entitlement. I have always thought that you should actually perform a service to get paid if you are a professional. In this presentation I outline seven pitfalls women should avoid when dealing with financial advisors.

  1. Overcompensating an advisor
  2. Tied selling
  3. Proprietary funds
  4. Actively-managed versus passive funds
  5. The “free” plan that costs more than you ever thought
  6. Chasing performance
  7. The wrong type of insurance


How not to obsess about the markets and
other principles of worry-free investing

Whether markets are on a roll or on a dive, I get the calls. Is now the time to invest? Should I sell everything? What’s safe? What should I do? What are you doing for me? In this presentation, I speak to the most common investor obsessions and anxieties when it comes to “the market.” I cover a bit of market psychology, address investors’ fears, and outline three principles I use to help clients achieve some investing peace of mind.

  1. Is now the time to invest?
  2. Ask the right question
  3. The markets will fluctuate
  4. Principle 1: Discipline
  5. Principle 2: Patience
  6. Principle 3: Prudence
  7. Getting the right advice: active or passive?