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Offering employees enhanced retirement benefits

DPSPs, Group RRSPs, and IPPs  In today’s highly competitive labour market, employers have been upping their game to attract and keep the best talent. Offering lucrative group benefits for employees and premium  pension benefits for executives as part of an enhanced...

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How to crack open the RESP piggybank

Rules for RESP withdrawals Those with kids going on to post-secondary education next month may be in for a case of sticker shock. In Canada, an average four-year program will cost about $70,000 including tuition, books, board and lodging, and living expenses. It’s...

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House hunting when rates are rising

How to navigate a real estate market in transition Unless you’ve been away on a very long vacation for the past seven months, you know that inflation has been raging and interest rates have been steadily climbing. There have always been direct consequences of that...

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Ready to jump back into stocks?

Before you do, ask the right questions North America’s  stock markets are at or approaching bear market territory – that is, where their stock indexes have lost 20% or more from recent highs and have not quickly bounced back. Only Toronto’s S&P/TSX...

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The psychology of money

Robyn recently appeared on CTV Your Morning, with some tips for relieving the stress, worry, and anxiety of managing your money in a time of inflation, rising rates, and falling markets. Watch the video on CTV...

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Real-world financial advice for grads

Practical strategies for real-world challenges Freshly-minted grads get all kinds of advice, from the stock commencement speeches to well-meaning words of wisdom from relatives, friends, and parents, all of whom have “been-there-done-that.” Some of it is actually...

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Recession-proof your finances

Practical financial and investment strategies Recessions are generally defined by economists as two consecutive quarters of declining gross domestic product. Put that way, it sounds dry and academic and with no real impact on the real world. In truth, recessions...

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