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Tread carefully with Locked-In Retirement Accounts

Funds are not available until retirement If you’ve recently left a job that included a pension plan, you may be offered an opportunity to transfer your plan to a Locked-In Retirement Account (LIRA). This is a government registered plan in which your funds grow...

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Offering employees enhanced retirement benefits

DPSPs, Group RRSPs, and IPPs  In today’s highly competitive labour market, employers have been upping their game to attract and keep the best talent. Offering lucrative group benefits for employees and premium  pension benefits for executives as part of an enhanced...

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IPPs for the maxed out and taxed out

Individual pension plans ideal for professionals, executives, business owners If you’re a high-bracket professional, executive, or businessperson, and you’ve maxed out your RRSP, you may be surprised to learn that there are other tax-efficient retirement plans...

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