Your goals. Your dreams. We help you make them a reality.
The Real Wealth Check-Up™
ESTATE PLANNING, INSURANCE, TAX & RETIREMENT READINESS — A COMPLETE PICTURE OF YOUR FINANCIAL LIFE
The Real Wealth Check-Up™ brings together Castlemark’s estate and insurance specialists, our tax partners at The Accounting Place, and your investment management at Croft Financial Group — in four complimentary assessments designed around your life, not just your portfolio.
100% complimentary — no obligation
Completed in as little as 2 weeks
Guided by your RWM™ Coordinator
Female-founded. Client-centred.
Why the Real Wealth Check-Up™ matters
A great portfolio is just the beginning.
At Castlemark, we believe financial well-being means more than a well-managed investment account. It means an estate plan that reflects your life today. Insurance that actually covers what matters. A tax strategy that works with your wealth, not against it. And a clear, honest picture of whether you’re on track for the retirement you’re planning. The Real Wealth Check-Up™ brings all of that together — at no cost — so you can see the full picture and decide what you want to do about it.
“Peace of mind isn’t a portfolio number. It’s knowing that every part of your financial life — your estate, your coverage, your tax position — has been looked at by someone who cares about your goals.”
THE CASTLEMARK WEALTH PHILOSOPHY
FOUR COMPLIMENTARY ASSESSMENTS
Everything included in your Real Wealth Check-Up™
Each assessment is independent, complimentary, and delivered by specialists who have been doing this for decades. Take one, two, or all four — your RWM™ Coordinator handles the rest.
3-Year Tax Recovery Audit
Our tax specialists review your client’s last three years of returns with a fresh set of eyes — identifying deductions, credits, and forward-looking planning opportunities that put more of their wealth to work.
- Review of prior 3 years’ personal returns
- Unclaimed deductions & credit opportunities
- Forward-looking tax minimization strategy
Insurance Coverage Review
An insurance specialist reviews your client’s existing coverage to confirm it still fits their current life stage, family situation, and overall financial plan — and surfaces opportunities to strengthen or optimize their protection.
- Life, disability & critical illness review
- Coverage alignment & cost optimization
- Insurance as a tax-efficient estate strategy
Retirement Readiness Analysis
A forward-looking review of where your client stands today versus the retirement they’re planning for — integrating their savings trajectory, income needs, tax efficiency, and estate intentions into one cohesive picture of what’s ahead.
- Retirement income & savings projection
- Tax-efficient drawdown & decumulation strategy
- Integration with estate & protection planning
Where an assessment uncovers an opportunity worth acting on — a plan that needs updating, returns worth refiling, a coverage adjustment, or a retirement strategy to put in place — you can choose to take it further. Any additional services are scoped and priced transparently before any work begins, and nothing is engaged without your explicit agreement.
the process
Simple, personal, guided every step.
Your dedicated Real Wealth Management™ Coordinator — Bella White, DFM™ — coordinates everything. You focus on the conversations. We handle the logistics.
Step 1
request your check-up
Submit the form below. Bella will be in touch within one business day to get started.
Step 2
receive your findings
A clear summary of what was found and what we recommend — no jargon, no pressure.
Step 3
meet your specialists
Submit the form below. Bella will be in touch within one business day to get started.
Step 4
decide your next move
The assessments are yours to keep. Many clients choose to continue — entirely on their terms.
Your Real Wealth Management Coordinator
Bella White, DMA™
One dedicated point of contact, coordinating all four assessments and making sure nothing falls through the cracks.
+ for her
Wealth management designed for women.
Female-founded and female-led, Castlemark is uniquely positioned to understand the distinct financial challenges women face at every stage of life — from building a career, to raising a family, to navigating retirement on their own terms.
The Real Wealth Check-Up™ is especially powerful for women managing complex financial lives, caregiving responsibilities, or major life transitions. Your plan should reflect your reality.
• Estate plans tailored to women’s life stages
• Insurance coverage that addresses disability and career interruption
• Tax strategies for single-income, dual-income, and business-owner households
• A team that listens — no jargon, no pressure, no assumptions
10+
Years Castlemark has been delivering award-winning, boutique financial planning to Canadians
~
Keith and Lorrayne, Castlemark clients
Who the Check-Up is for
At every stage of life, the picture changes.
The Real Wealth Check-Up™ is relevant no matter where you are. Life changes faster than most financial plans do — the Real Wealth Check-Up™ helps close that gap.
Professionals & Executives
Complex compensation, equity exposure, and insurance needs that a basic plan won’t cover.
business owners
Personal and corporate finances intertwined — the Check-Up looks at both in context.
growing families
Wills, beneficiary designations, and coverage that reflect who depends on you now.
Pre-retirement
Estate plans and insurance strategies aligned to the transition ahead, not the past.
retirees
Decumulation, estate efficiency, and coverage for a life well beyond the working years.
Part of the Croft Financial Group family of companies
Croft Financial Group
Investment & Portfolio Management
Castlemark Wealth Management
Financial Planning, Estate & Insurance
The Accounting Place
Tax Planning & Accounting
Start your Real Wealth Check-Up™
Submit your request and Bella White, your RWM™ Coordinator, will be in touch within one business day.