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RRSP power

The million-dollar money machine I call the RRSP “a million-dollar money machine” because it’s the most tax-efficient retirement saving vehicle available to Canadians. Here are five key reasons why.  1. You can retire with a million bucks An RRSP is such a...

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How high net worth families can cut the tax pain

Income-splitting investment loans to family members High net worth taxpayers in the top income brackets can still cut the tax hit on high-yielding investment returns. Yes, it means becoming a lender, usually to a lower- or no-income spouse, but the tax savings can...