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Disability and long-term care insurance

Why you might need both on the road to recovery Many people often confuse disability insurance and long-term care insurance. In fact, these are not the same thing, and you should not assume that if you have a disability plan through your employer, you are also...

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Do you really need critical illness insurance?

 Get adequate life and disability coverage first Critical illness insurance has become quite popular in the past few years. But do you really need it? I’m often asked this by younger professionals with high incomes and new families. What if something were to happen...

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How to stay healthy, wealthy and wise

Calculating your critical illness and disability insurance needs Congratulations! You’re a successful businessperson. You’ve finally achieved that magical HNW designation – that’s “high net worth.” You’re a busy professional, executive, or business owner, and...