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Is life insurance an ‘investment’?

Permanent life policies pitch savings growth... at a price If you’ve ever shopped for life insurance, you’ll know you can quickly get tangled up in a thicket of plans, policies, terms, exclusions, riders, benefits, and all the other paraphernalia that comes with...

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How to guarantee retirement income

Insured annuity strategy guarantees an estate too One of the big questions facing new retirees is how to protect your income during retirement while leaving something to children or grandchildren in your will. Straight annuities can provide a guaranteed stream of...

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How to stay healthy, wealthy and wise

Calculating your critical illness and disability insurance needs Congratulations! You’re a successful businessperson. You’ve finally achieved that magical HNW designation – that’s “high net worth.” You’re a busy professional, executive, or business owner, and...

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Do you really need mortgage insurance?

High cost, tight restrictions make it poor value for the money You’ve bought a new house, and you’re sitting with the bank’s loans officer ready to sign for that mortgage. Then she casually asks, “Would you like mortgage insurance with that?” Almost like your...

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